Expert guides and insights on travel insurance for Canadians
Planning a long visit with family in Canada? This up-to-date Super Visa guide explains eligibility, the 5-year stay per entry, required medical insurance (including the 2025 rule allowing eligible non-Canadian insurers), documents, fees, and a simple step-by-step application checklist - plus where to get compliant coverage.
Headed south for the winter? This guide compares the best cell phone options for Canadian snowbirds—roaming add-ons from Canadian carriers vs affordable U.S. prepaid and eSIM choices. Learn how coverage differs in the U.S. and Mexico, what to know about hotspot limits, voicemail/Wi-Fi calling, suspending service at home, and simple ways to cut your monthly costs.
Travelling with home oxygen makes buying insurance tricky. This guide explains common eligibility exclusions, how stability periods work, and which options may fit: TuGo (few eligibility limits; questionnaire if 60+) for current users, and GMS for travellers who have stopped using oxygen—provided it’s been at least 180 days. It also covers planning tips and why doctors’ notes on prescription changes matter.
Had a stent or heart bypass and planning a trip? This guide explains how Canadian travel insurance handles cardiac histories: typical 180–365-day stability periods, the common 10-year limit on coverage after surgery, when short trips (≤15 days, under age 75) can avoid questionnaires, and when you might choose a policy that excludes heart conditions but still covers other risks.
Wondering if you can get a refund on Super Visa insurance? This guide explains common scenarios—visa denial, cancelling before the policy starts, returning home early, or switching insurers—plus what documents you’ll need (e.g., refusal letter, proof of departure), typical admin fees, how prorated refunds work, and timelines to request one if there have been no paid claims.
Our experience indicates that up to 20% of Super Visa applications are denied, withdrawn or abandoned. We have compiled seven reasons why and how to ensure your application goes smoothly.
New to Super Visa insurance? This guide answers the top six questions: what coverage includes, how pre-existing condition stability periods work, whether current medications are covered, refund options, the one-year prepaid policy requirement for applications, and the benefits of using a broker to compare plans and advocate on claims.
A practical guide to pregnancy and travel medical insurance: who’s covered for what, how “complications” differ from delivery, when week limits apply, and what visitors, returning Canadians, and Canadians abroad should plan for.
